Visa and Mastercard are seeing a shift in revenue sources towards value-added services like security and consulting. Regulatory pressures and competition from fintechs are driving this change. Both companies plan to expand globally in the coming year to counter these challenges.

Mastercard’s recent partnerships aim to support mobile wallets worldwide, capitalizing on regulatory pressure on Apple. The card networks face their own challenges with regulatory scrutiny, legal battles, and growing card alternatives. Collaborations with fintechs and traditional financial institutions are crucial for success in an evolving payment landscape.

Mastercard’s value-added services encompass technology, data, and consulting, driving a significant portion of the company’s revenue. Recent offerings like the Mid-Market Accelerator have boosted net revenue by 25%. Visa also saw growth in value-added services, reaching $17.5 billion in revenue for fiscal 2025.

Visa’s upgrades to services like Authorize.net and the acquisition of Featurespace demonstrate a commitment to innovation in payment technology. Partnerships with fintechs like MassPay aim to enhance global payment capabilities and support cross-border transactions for businesses and gig workers.

Visa and Mastercard’s value-added services are expected to drive growth in the high teens to low 20s in 2026, outpacing overall business growth. This shift towards value-added services will enhance investor confidence in both companies amid slowing payment-volume growth in mature markets.

Read more at Yahoo Finance.: How nonpayments became big business at Visa and Mastercard