Bitwise CIO Matt Hougan defends Bitcoin as a viable investment for 401(k)s despite volatility, comparing it to stocks like Nvidia. US Senator Warren seeks SEC answers on crypto in retirement funds, citing risks. Nvidia stock saw a 120% price swing in 2025, while Bitcoin fluctuated by 65%. Crypto firms eye 401(k) inclusion for wider investor reach.

Warren warns of higher fees and risks with crypto in 401(k)s, urging SEC Chair Paul Atkins for answers by Jan. 27. She questions SEC’s volatility assessment and investor protection efforts. Department of Labor takes neutral stance on crypto in retirement funds. Hougan predicts normalization of crypto in 401(k)s.

Hougan says 401(k) providers may adopt crypto investments in the future, following Trump’s executive order and DOL’s neutral stance. Warren’s concerns highlight potential risks for retirement savings. SEC urged for transparency and investor protection in crypto markets. Crypto in 401(k)s could become mainstream.

Read more at Cointelegraph: Bitwise CIO Argues for Bitcoin in 401(k)s, as Senator Warren Questions SEC