Ripple’s valuation hit $40 billion after a funding round, leading to claims that XRP is undervalued. XRP traded near $2.06 on Jan. 12. Ripple is a private company, while XRP is a public crypto token. Ripple’s expansion into stablecoins may complicate XRP’s future. The bullish view sees XRP at the center of global payments, while the opposing view suggests institutions may not need XRP at all. XRP’s price action has been volatile, jumping above $3 in 2025 but fading afterward. Holders should monitor payment volumes and liquidity flows to assess XRP’s value. Follow 99Bitcoins for market updates and insights.

Read more at Yahoo Finance: Ripple’s $40B Valuation Isn’t a Free Pass for XRP Price