As the new year begins, consider using AI to achieve your 2026 financial goals. A 2025 JD Power survey shows over half of consumers use AI for financial advice, with 13% using it daily. AI can offer tips on saving money and reaching your resolutions. Start by setting realistic and measurable goals with AI’s help.

Unused subscriptions can cost you money, with the average U.S. adult spending $1,080 yearly. Consider canceling unneeded subscriptions to save and improve cash flow. AI-powered apps like Rocket Money and Trim can help identify and cancel unused subscriptions quickly. Negotiate lower rates on bills by using AI tools or services like PocketGuard and Pine AI.

Save money intentionally by using AI-powered shopping tools to find the best deals. Set price alerts and track price history to make informed purchases. AI shopping assistants from major companies like Google, Amazon, and Walmart can help you find the best prices. AI chat tools can also assist with comparing products and identifying the best deals.

Avoid decision fatigue by setting up automated savings strategies with AI. Ask AI to review your finances and suggest ways to save money automatically. Remember that while AI can be a valuable tool for financial goals, it is not a replacement for expert advice. Treat AI as a financial assistant and consult with a financial advisor or professional when needed.

Read more at Yahoo Finance: 5 ways AI can help you accomplish your money-saving New Year’s resolutions