Marine veteran Erik Smolinski shares his playbook for 2026 after averaging returns of 24.6% annually and hitting triple-digit gains in 2023. He emphasizes a long-term mindset, focusing on the big picture and avoiding reacting to market swings (1).

Data shows that about 20% of active funds outperform index funds in the long run, while 65% underperformed the S&P 500 in 2024. Staying invested for the long term and avoiding reacting to market swings is key (2).

Experts recommend automating contributions through dollar-cost averaging to hedge against risk while building wealth over time. Compounding investments can work magic when reinvesting over the years (3).

Boosting income can accelerate wealth-building. Saving even a few percentage points more consistently can lead to larger retirement balances over time. How much you invest can be more important than the return rate in the early decades (4).

As 2026 begins, experts predict moderate but positive returns for U.S. stocks, recommending diversification away from just tech. Morgan Stanley bets on the S&P 500 nearing 7,800 with AI-powered productivity boosting markets (5).

Stick to the basics like Smolinski by thinking long term, being disciplined, and boosting income whenever possible. Whether starting or deep into a plan, keep these fundamentals in mind for success (6).

Read more at Yahoo Finance: Veteran-turned-trader who regularly beats the S&P 500 shares 3 key tips for 2026. Why passive investors should take note