- Boost your Social Security benefits by delaying your claim past full retirement age. Each year you wait, until age 70, results in an automatic 8% increase in benefits. Just be mindful of your health and life expectancy if considering this strategy.
- Check your earnings statement with the Social Security Administration to ensure accurate income reporting. Underreported income can lead to smaller benefits, so review your records and update any discrepancies.
- Work later in life to replace $0 income years and increase your Social Security benefits. Your 35 highest-paid years are factored into the benefit formula, so even part-time work during retirement can boost your monthly checks. Take strategic steps now to secure a stronger financial future in retirement.
Read more at NASDAQ: 3 Ways to Get More Social Security in 2026