Costco partners with American Family Insurance to offer discounted car insurance to Executive Members. The coverage is straightforward, with no mobile app. Accident forgiveness and diminishing deductible are available, along with exclusive perks for Executive Members. Standard coverage includes liability, comprehensive, and collision insurance. Members may receive exclusive discounts and enhanced benefits.
American Family Insurance, previously known as CONNECT, offers the lowest average monthly premium and better-than-average scores in customer satisfaction. CONNECT’s pricing may differ from American Family’s, so it’s best to get a personalized quote. Customer service is efficient, with virtually no wait time. Coverage options through Costco’s car insurance include comprehensive, collision, rental car insurance, bodily injury, property damage, and more.
Costco’s auto insurance offers accident forgiveness after three years without an incident and includes roadside assistance and towing for Executive Members. Towing coverage is available as an optional add-on or included for free for Executive Members. American Family is estimated to have the cheapest average premiums for both full and basic coverage among major insurers.
Costco members may qualify for various discounts, including good driver, premier safety, defensive driver, safety feature, garaging, good student, student away, and multi-vehicle discounts. Claims for Costco car insurance are handled by American Family Insurance. Claims can be filed online 24/7 or by calling a specific number. It’s recommended to file a claim as soon as possible, especially if the car is undrivable.
Costco car insurance does not have its own mobile app, but customers may use the MyAmFam app as American Family Insurance. Costco’s coverage is simpler compared to other insurers, but members may receive discounts. Pricing varies among insurers, so comparing quotes is recommended. Costco’s auto insurance is a simpler option with solid customer service, making it worth considering for existing Costco members.
Read more at Yahoo Finance: Costco car insurance review 2026