Customers Bancorp had an exceptional 2025, with deposits up $2 billion, loans up 15%, and record net interest income. Qubix processed over $2 trillion in payments in 2025, supporting new mortgage industry connections. 2026 targets include 8%-12% loan and deposit growth, net interest income of $800-$830 million, and capital bolstering initiatives. CEO transition was noted, and the bank discussed growth in revenue, earnings, and shareholder returns. CEO Sam Sidhu described 2025 as exceptional, with $2 billion deposit growth, 15% loan growth, and record net interest income. Management reported strong financials for Q4 and full-year 2025, with core EPS of $7.61 (up 36% YoY) and robust deposit and loan growth. Qubix platform processed over $2 trillion in payments in 2025, supporting consistent deposit balances. The bank targets $50 billion in transaction volume from new mortgage industry connections in 2026. Capital position was strengthened with a $100 million sub-debt issuance, and operational excellence initiatives aim to generate $20 million in savings. Initial 2026 guidance includes 8%-12% loan and deposit growth, net interest income of $800-$830 million, and a CET1 ratio of 11.5%-12.5%. Management discussed future growth strategies, payments platform enhancements, and capital strengthening initiatives. Customers Bancorp focuses on delivering tailored financial solutions to mid-market companies, small businesses, professionals, and individuals across the US. Through its commercial banking division, the company provides various lending and treasury management services.

Read more at Yahoo Finance: Customers Bancorp Q4 Earnings Call Highlights