Eagle Bancorp Montana, Inc. reported a 30.3% increase in net income to $4.7 million for the fourth quarter of 2025, with earnings per share at $0.60. The company’s annual net income rose by 51.7% to $14.8 million. A quarterly cash dividend of $0.145 per share was declared, payable on March 6, 2026. Total loans remained steady at $1.52 billion, and total deposits increased by 6.0% to $1.78 billion. The company’s net interest margin rose to 4.08%, and noninterest income increased to $5.1 million in the fourth quarter. Shareholders’ equity stood at $191.8 million at the end of 2025.

Eagle’s fourth-quarter performance was highlighted by a net interest margin of 4.08%, up from 3.94% in the preceding quarter. Net interest income increased to $19.2 million, and revenues grew to $24.3 million. Noninterest income rose by 8.8% to $5.1 million. The company’s noninterest expense was $18.2 million, and income tax expense for the quarter was $1.4 million. The effective tax rate for the quarter was 22.2%. Eagle’s provision for credit losses stood at $39,000 for the fourth quarter. The company’s Tier 1 capital to adjusted total average assets was 10.62% as of December 31, 2025.

Read more at GlobeNewswire: Eagle Bancorp Montana Earns $4.7 Million, or $0.60 per