When considering where to retire, don’t forget about taxes. 401(k) withdrawals and Social Security benefits can both be taxed. Luckily, 42 states (plus D.C.) don’t tax Social Security. Even if your state doesn’t tax Social Security, federal tax rules still apply. The IRS looks at your combined income to determine how much of your benefits are eligible to be taxed. Most people can avoid federal taxes on their benefits. And if you’re looking to maximize your Social Security benefits, there are “Social Security secrets” that could help you earn as much as $23,760 more each year.

Read more at Nasdaq: Living in One of These 42 States? You’re in Luck When It Comes to Social Security.