Four of the top 10 mortgage lenders offer rates below 6%, according to a Yahoo Finance survey. The top lender, Navy Federal Credit Union, has a rate of 5.61%. Shopping around can save borrowers up to $44,000 over the life of a 30-year loan. APR, not just interest rate, is crucial when comparing loans.

Read more at Yahoo Finance: Mortgage lenders with the best rates this week, Feb. 2, 2026