In 2025, Ayvens reported a net income group share of EUR 996 million, a 45.7% increase from 2024. Leasing and Services margins reached EUR 2,944 million, up 9.1% from 2024. The Cost to income ratio was 56.1%, Return on Tangible Equity (ROTE) was 12.9%, and the CET1 ratio was 13.2%. Total proposed distribution for 2025 is EUR 1,150 million.

Q4 2025 results saw Leasing and Services margins at EUR 747 million, a 10.7% increase from Q4 2024. Underlying margins stood at 567 bps, with net used car sales (UCS) result at EUR 83 million, up 120% from Q4 2024. Net income group share was EUR 232 million, a 45.2% increase from Q4 2024, with ROTE at 12.3%.

Ayvens CEO Philippe de Rovira praised the 2025 results, highlighting the team’s expertise. The company achieved key milestones in IT migration and operational efficiency, leading to higher margins and cost savings. Ayvens confirmed PowerUp 2026 financial targets focusing on profitability and customer satisfaction while maintaining a strong asset risk management strategy.

For 2026, Ayvens confirmed core targets including pre-tax annual gross synergies of EUR 440 million, CET1 ratio of around 12%, and a dividend payout of 50%. The company is shifting towards profitability and strict residual value setting, with a focus on enhancing operational excellence and asset risk management.

Earning assets in Q4 2025 stood at EUR 53.0 billion, a 1.0% decrease from Q4 2024. The total fleet decreased by 3.2% year-on-year, reflecting proactive actions for profitability. Ayvens saw an EV penetration of 43% in new passenger car registrations for 2025. Net income group share in Q4 2025 was EUR 232 million, a 45.2% increase from Q4 2024.

Ayvens reported a gross operating income of EUR 830 million in Q4 2025, up 16.5% from Q4 2024. The company achieved gross revenue synergies of EUR 65 million in Q4 2025. Operating expenses for 2025 decreased by 3.9% compared to 2024. The company’s successful integration of LeasePlan contributed to the positive financial results.

Read more at GlobeNewswire: Q4 and FY 2025 strong financial results: delivering on the