Today’s mortgage rates have decreased significantly over the past six months, with the average 30-year fixed rate at 5.95% and the 30-year refinance rate at 6.07%. These rates are national averages and rounded to the nearest hundredth. It might be a good time to buy a house or refinance your mortgage. Consider factors like your long-term goals and your financial situation when deciding between a 15-year and a 30-year mortgage. Remember to compare interest rates and annual percentage rates (APR) when choosing a lender. Experts predict mortgage rates to remain around 6% through 2026.

Read more at Yahoo Finance: Over a half-point decrease in 6 months