Block’s Cash App credit scores are expanding to include non-traditional payments and installment loans, with plans to partner with lenders later this year. Details on pricing have not been disclosed. The scoring system was developed in 2025.
Partners seeking access to Cash App scores must meet specific requirements. Block aims to improve financial system access through its scoring system, which incorporates data from Cash App Borrow and Afterpay. The company has recently focused on consumer lending, expanding short term loan offerings to more states.
Credit bureaus have begun incorporating non-traditional payment data into credit scores, with Affirm Holdings and FICO taking steps to report buy now, pay later transactions. Block is in discussions with potential lending customers to incorporate Cash App scores into underwriting processes.
Interested parties can join a waitlist to access Cash App scores, but details on potential customers have not been disclosed. Third-party lending partners are expected to integrate the scores into their underwriting flows to evaluate creditworthiness based on various data points.
Read more at Yahoo Finance: Cash App to sell its credit score
