.Friday, September 1, 2024 07:00:06 AM

In the competitive banking sector, BankFinancial Corporation (NASDAQ:BFIN) faces challenges in capital efficiency, with a ROIC of 4.31% and a WACC of 5.18%. This indicates a potential area for improvement in generating returns from invested capital. Sierra Bancorp (NASDAQ:BSRR) stands out with a ROIC of 10.84% and a WACC of 7.22%, showcasing effective capital utilization. In contrast, Bank of Marin Bancorp (NASDAQ:BMRC) struggles with a ROIC of 0.12% and a WACC of 9.21%, signaling minimal returns over its cost of capital. Understanding these metrics is crucial for investors evaluating banking stocks.