Motley Fool podcast discusses investing, budgeting tools for 2025 optimism, Netflix success, market outlook
From Nasdaq: 2025-01-09 13:15:00
In a recent podcast, Motley Fool analysts discussed how new investors can start, market performance, and Squid Game’s Netflix success. Another episode focused on budgeting tools for better financial management, with a survey showing optimism for financial resolutions in 2025. A new stock alert highlights the potential gains from investing in companies like Nvidia, Apple, and Netflix. The podcast also offers advice for new investors, emphasizing the importance of education and engagement in the stock market. Investors are advised to read “One Up on Wall Street” to gain valuable insights for investing. Observations about the world can provide unique perspectives for investors, especially if not on the East Coast. The stock market is experiencing “animal spirits” in 2025, with Bitcoin holding firm MicroStrategy and trading platforms like Coinbase and Robinhood gaining interest.
Certain parts of the market are “crazily out of control,” leading to concerns about a potential market crash. Despite market optimism, investors should focus on individual businesses and their long-term performance. Market cycles are necessary for high-growth stocks to reset, and investors should be prepared with cash reserves for potential market downturns.
Netflix’s show “Squid Game” season two reached 68 million views in four days, setting a new record. This success could benefit long-term investors in Netflix, especially with the ability to fund content in one territory and distribute it globally. Challenges from creators since the writers’ strike are being addressed by Netflix. Netflix can use this ad platform to increase their revenue without alienating viewers. By incorporating strategic ad placements, they can tap into a new growth lever while maintaining their core subscription model. This shift in strategy shows their adaptability and willingness to explore new avenues for growth, positioning them as a smart player in the streaming industry. With their recent foray into live sports and potential ad revenue streams, Netflix is showing that they have a plan for continued success in the ever-evolving entertainment landscape. This approach encourages you to anticipate future expenses and set money aside for them each month. Number 3, roll with the punches. If you overspend in one category, adjust your budget to cover it without feeling guilty. Number 4, age your money. The goal is to live on last month’s income, giving you a financial cushion and reducing paycheck-to-paycheck stress. YNAB offers a free 34-day trial and costs $84 a year after that.
Another popular option for beginners is Mint, which is owned by the same company as TurboTax and QuickBooks. Mint automatically categorizes your transactions, tracks your spending, and sends bill reminders. It’s a great option for those who want a simple, hands-off approach to budgeting. Mint is free to use, but they may recommend financial products to you based on your spending habits.
You may have mastered basic budgeting and are ready to level up. Consider Quicken for comprehensive financial tracking and planning. For a free option, Empower (formerly Personal Capital) excels in investment tracking and retirement planning. Monarch Money, founded by a disgruntled Mint user, offers sleek design and budgeting tools. Each option varies in cost and features, so choose based on your financial goals and needs. Robert Brokamp discusses the benefits of budgeting using customizable spreadsheets like Excel or Google Sheets. He recommends using free templates available online for personal finance tracking. Alison Southwick shares tools for managing money as a family, such as Honeydue for couples and Greenlight for kids. Ricky Mulvey reflects on the recovery of New Orleans after a recent terror attack. The Motley Fool reminds listeners to research before making financial decisions. 1. A new study reveals that over 70% of Americans are stressed about the upcoming presidential election. The study conducted by the American Psychological Association found that political uncertainty is a major factor contributing to this stress. This highlights the need for individuals to practice self-care during this time.
2. The United Nations reports that global carbon dioxide emissions hit a record high in 2019, reaching 36.8 billion metric tons. This is a concerning trend as countries around the world work towards reducing their carbon footprint to combat climate change. The report underscores the urgent need for more sustainable practices.
3. In economic news, the U.S. unemployment rate fell to 6.9% in October, with 638,000 jobs added. This marks a positive trend in the labor market as the country continues to recover from the impact of the COVID-19 pandemic. However, there are still challenges ahead as some sectors struggle to bounce back.
4. A groundbreaking study has found that a new drug reduces the risk of death in patients with severe COVID-19 by 30%. The drug, called Remdesivir, has shown promising results in clinical trials and could be a game-changer in the fight against the virus. This development brings hope to healthcare professionals and patients alike.
Read more at Nasdaq: 2025 Goals: Invest Better, Budget Smarter