From Barchart: 2025-02-13 07:00:17

Synchrony Financial (NYSE:SYF) offers credit products through partnerships with retailers, competing with institutions like Citizens Financial Group, Discover Financial Services, Ally Financial, The Bank of New York Mellon, and M&T Bank Corporation. SYF’s ROIC is 5.01% with a WACC of 16.14%, resulting in a ROIC to WACC ratio of 0.31, indicating inefficiency.

Comparing with Discover Financial Services, SYF has a lower ROIC but a higher WACC, leading to a less favorable ROIC to WACC ratio of 0.33. Citizens Financial Group shows a ROIC of 0% against a WACC of 15.22%, resulting in a ROIC to WACC ratio of 0, suggesting capital inefficiency.

Ally Financial and The Bank of New York Mellon have low ROIC to WACC ratios of 0.02 and 0.03, respectively, indicating inefficiencies in capital utilization. In contrast, M&T Bank Corporation stands out with a ROIC of 5.55% and a WACC of 10.78%, achieving the highest ROIC to WACC ratio of 0.51 among the peers, showcasing efficiency in generating returns.



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