The Surprising Social Security Change You May Have Missed in 2025

From Nasdaq: 2025-02-22 04:46:00

In 2025, Social Security benefits saw a 2.5% cost-of-living adjustment, the smallest raise in years, disappointing many older Americans. However, the earnings test limits also increased, allowing seniors to earn more while on Social Security without having benefits withheld. The general earnings test limit in 2025 is $23,400, up from $22,320 in 2024. If you exceed the limit, benefits are withheld until full retirement age, at which point they increase. This change may be crucial for those considering going back to work while collecting Social Security or for those nearing retirement age.



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