Cash back credit card for business owners with 2% cash back on $50,000 spent

From Yahoo Finance: 2025-03-24 17:59:00

The American Express Blue Business Cash Card offers 2% cash back on the first $50,000 spent annually, then 1%. No annual fee, $250 welcome offer, and 0% intro APR on purchases for 12 months. Additional benefits include rental car protection and extended warranty coverage. Employee cards can earn rewards too.

Business owners can add up to 99 employee cards with individual spending limits at no extra charge. Rental cars paid with the card get theft/damage protection. Eligible purchases receive an extra year of warranty coverage. Purchases are protected against theft/loss for 90 days. Rewards are automatically credited to your statement.

The Blue Business Cash Card offers a flat 2% cash back rate on eligible purchases up to $50,000 annually, then 1%. No annual fee, introductory purchase APR, and complimentary purchase protections. No bonus categories, transfer partners, or foreign transaction fees. Payments can be made online, by phone, or by mail.

This card is best for business owners who want straightforward cash back without tracking bonus categories. Ideal for businesses spending less than $4,000 monthly. Offers no annual fee, 2% cash back up to $50,000, then 1%. Limited benefits, no bonus categories, or uncapped rewards. Consider other cards for maximizing spending.

The American Express Blue Business Plus earns points, not cash back, offering more redemption flexibility. $150 annual fee, 15,000 Membership Rewards Points welcome offer, and 0% intro APR. Rewards rate of 2x points on everyday business purchases up to $50,000 annually. Annual fee refunded after spending $150,000.

The Capital One Spark Cash Plus is great for high-spending business owners. $150 annual fee, $750 bonus cash back welcome offer, and 0% intro APR. Rewards rate of 5% unlimited cash back on hotels/rental cars, 2% on all other purchases. Flexible spending limit and no category restrictions. No interest charges with full monthly balance payment.

The Ink Business Unlimited is ideal for no annual fee rewards. Offers flexible points for cash back, travel, gift cards, and more. Points can be combined with other eligible Chase cards. No annual fee, flexible points redemption, and no foreign transaction fees. Consider for versatile rewards without additional costs.

Read more: Simple cash back for busy business owners