Thinking about the future and securing your loved ones’ financial well-being? Consider working with a financial advisor to plant seeds for the future and discuss goals like education, retirement, and life insurance. Group coverage through work may not be enough, so seek professional advice.

For young clients with high earning potential but low assets, term life insurance can provide affordable protection to cover debts, replace income, and secure the family’s standard of living. Consider term insurance for finite needs like mortgages or college tuition.

Planning a wedding or adoption? Celebrate the milestone by incorporating life insurance into your financial planning. And during less joyous times, like divorce, ensure your life insurance coverage meets your obligations for alimony or child support. Seek guidance from a financial advisor to secure your family’s future.

Financial advisors recommend life insurance for major life events, legacy planning, and protecting your family during high-earning years. Whether it’s good or bad events, ensure you have the right coverage amount and consider term or permanent options. Don’t rely solely on employer coverage, consult with a professional for guidance.

Interested in building a legacy? Explore the Life to Legacy guide for expert advice and smart financial moves you can make today. Remember, seeking advice from a financial advisor can help you navigate life insurance options and secure your financial future.

Read more at Yahoo Finance: 3 Cases Where I Strongly Advise My Clients To Get Life Insurance